The qualitative data include: housing market experiences; how people choose and use their mortgages(as leverage for housing investments and as a way of spending from housing wealth); and home owners and buyers' attitudes to housing wealth. The data collection comprises 8 transcripts from 8 focus groups with a total of 73 participants, recruited by post, flier, and word of mouth. The interviews were conducted in mid-late 2007 in Melbourne, Australia. This data collection is the Australian component of a study aiming at enlarging understandings of the beliefs and behaviors around housing wealth and mortgage debt in the ‘home ownership’ societies of the more developed world. The data include: housing market experiences; how people choose and use their mortgages (as leverage for housing investments and as a way of spending from housing wealth); and home owners and buyers’ attitudes to housing wealth. This complements data already deposited from the UK component: the ESRC-funded study deposited as SN 5849 - 'Banking on housing; Spending the home'.

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